personal financePersonal Finance & Your Faith

By Eryka T. Johnson

Did you know that the Bible has a lot to say about personal finance? In fact, there are well over 200 scriptures about personal finance, saving, planning, prospering, wealth building, budgeting, debt cancellation, investing, giving, prosperity, etc. Your well-being matters to God and He gives clear instruction on how to stay away from poverty. In this article, we will discuss where personal finance and faith meets and how to apply both in your life.  

From Genesis to the New Testament, there is so much instruction about handling your financial affairs. Proverbs is one of my favorite books when it comes to wisdom in life. It too has much to say about money matters and wealth building. Let’s take a closer look…

He who works his land will have abundant food, but the one who chases fantasies will have his fill of poverty. (Proverbs 28:19)

How much attention do you pay to doing your job well? When you focus on doing your work right rather than making excuses on why you can’t, your reward will be payment and all the extras – bonuses, extra time to enjoy with the family, trips to the nail spa for mom, etc.

Poverty is merely a mindset. When you create obstacles for yourself, you are literally restricting ideas that could lead to building wealth and making more money. Practice testing every thought that comes across your mind. Is it going to prosper me or bring me into poverty?

All hard work brings a profit, but mere talk leads only to poverty.(Proverbs 14:23)
When working, how do you mostly spend your time – on the cell phone talking to your friend, in the break room laughing with your co-workers, or at your desk taking care of today’s to-do list? Your first priority should ALWAYS be to get your work done. This will pay off! However, when you get in the habit of focusing on others and engaging in a lot of conversation, you will often not get everything accomplished per your plan.

So, what happens when your boss comes in for a quick update on today’s activities, what will you say? Excessive talking instead of working can ultimately lead to termination. If you have co-workers that talk TOO much, don’t entertain them except during break or during your lunch hour. But, if you work hard, it will be seen by the right people and it will equate to more profits.

Wealth obtained by fraud dwindles, but the one who gathers by labor increases it. (Proverbs 13:11)

How do you make your money – by cheating the system and others or by an honest living?  Lying to get money, scheming the government, pretending to be sick or hurt, or anything in the name of not working to get money is fraud. We all know at least one person who has done this…come into a lot of money only to spend it all quickly because it was not honest money. It’s more important to be truthful and have God’s blessing over your finances than to think you can scheme, get lots of money, and keep it. It will NEVER happen that way.

Remember, you can take any of these scriptures and remind God of His promise towards you and your family when it comes to building wealth. For instance, you could say…

“Lord, I thank you for the ability to work in my garden and because of that there will always be abundant supply in my home. I refuse to waste my time partying and chasing dreams you have not given me. Instead, I take joy in doing what You’ve told me and seeing the results You have for me. In Jesus name, Amen.”

What other personal finance scriptures could you use for building wealth?

Eryka T. Johnson